How Does an Attorney Help Defend Against A Debt Collection Lawsuit?

If you are being sued for an unpaid debt, you may wonder what to do next. In most cases, the best thing you can do is hire an attorney who handles these types of cases. If you do it alone, a bad situation can only become worse. If you want to know more about how Seattle Washington debt attorney from the Law Office of Boris Davidovskiy, P.C. can help with your matter, here is what you need to know.

Do Not Procrastinate
If you are facing a collection lawsuit, do not procrastinate and hope it will go away. In most instances, you have a very limited time to respond to the lawsuit. If you fail to do so, it is possible the court may enter a judgement against you by default and, if you completely ignore the lawsuit, with no notice to you.

Examining the Evidence
When working with an experienced Mountlake Terrace debt attorney, the attorney will be able to examine the details of your case and explain the options you may have available. For example, if the attorney finds that the creditors violated the law in collecting or attempting to collect the debt from you, you may be able to sue the debt collector for damages.

Statute of Limitations
Since creditors often count on people not knowing the law, they may sue you for a debt where the statute of limitations has long since expired. By hiring an attorney familiar with debt collection cases, the attorney will be able to ascertain if the statute of limitations has already expired. If it has, the creditor no longer has any legal recourse in forcing you to repay the debt. This is just one example of a possible defense.

If you are facing a debt collection lawsuit, it is advisable to not attempt to resolve the situation on your own. Instead, turn to the knowledgeable Seattle Washington debt attorney at the Law Office of Boris Davidovskiy for assistance.